Friday, April 4, 2014

Custom Made Hand Stamped Jewelry: Mother's Day gift Idea

A little off the penny stock topic but we all have wives, girlfriends, mothers or loved ones that need to know they are appreciated. My wife started making hand stamped Jewelry and posting it to Etsy. You can custom order a necklace with a charm and have your own words or phrase hand stamped.

This is a great idea for birthdays, special events and mother's day.

Here is the link

Monday, July 1, 2013

Invest in Coffee Now to Take Advantage Of Global Growth

According to a recent study done by the National Coffee Association, the number of coffee-drinking adults in the U.S. has grown to 83% this year. This percentage is up from a 2012 level of 78%. The same study also found that the amount of adults who drink coffee daily rose to 63% from the 58% level in 2011. With the U.S. leading the world as the largest coffee consumer, an investment today could see substantial returns as that number increases domestically and internationally.

Currently, the U.S. is the largest coffee consumer, but in per capita numbers it ranks 26th in the world at 4.2 kg of coffee consumed per person per year. The number-one consumer per capita is Finland, with 12.0 kg. That is nearly three times the U.S. This shows that there is still room for growth in the states. Also, notable countries with less per capita consumption are Russia with 1.7 kg,  Mexico 1.2 kg, and China and India with less than 0.4 kg. These highly populated countries could be crucial in the growth of coffee consumption.

Leading brands
 Anyone who drinks coffee regularly knows the brand name Green Mountain Coffee Roasters (NASDAQ: GMCR)This company busted on the scene a few years ago when it purchased Keurig, the single-cup coffee brewer. Green Mountain's main focus is on specialty and organic Arabica roasted coffee through three different brands.
Green Mountain has had substantial revenue growth over the past few years but has recently seen performance slow and level off mainly due to weakening demand for its brewers and portion packs. This caused concerns among many shareholders because they as well as the company thought the strong growth would continue well into the future. Although Green Mountain's revenue growth has slowed, it is still rising as can be seen below from the revenue growth comparison chart.

Future outlook
Green Mountain is anticipating between 11% and 14% net sales growth for the full-year 2013. If net sales continue to grow at this pace, investors will see above- average returns. One of the drivers of future growth will come from Green Mountain's international investments. The company recently announced through its Green Mountain Canada subsidiary that it will be investing CAD$55 million in its production facilities in Montreal over the next three years.
An added bonus came from the government of Quebec, which is contributing an additional CAD$5 million in non-repayable funds for the project. By the end of 2014, Green Mountain is anticipating between $300 and $400 million in free cash flow. This will help the stock with future growth as the company will have more cash on hand to invest.

Dunkin' Brands Group (NASDAQ: DNKN), mostly known for its franchise Dunkin' Donuts, is a world wide leader for its quick-service restaurants serving hot and cold coffee along with baked goods, breakfast sandwiches and hard-serve ice cream through its Baskin-Robbins brand. There are currently more than 10,400 Dunkin' Donuts and around 7,000 Baskin-Robbins. Dunkin' Brands also has a presence in retail-coffee sales with whole beans, ground coffee and single k-cup coffee.

Ability to adapt and survive in difficult times
One of the factors that impresses me about Dunkin' Brands is its business sense and resilience. The recession ended its streak of 45 consecutive quarters of store-sales growth with quarterly declines of -0.8% and -1.3% in 2009.
Since 2009, it has not had another negative quarter of comparable-store sales growth. Dunkin' Brands also impressed me a few years ago with its push in cold drinks. During hot summer months, hot coffee doesn't hold the same appeal. Dunkin' Brands was able to refocus its strategy during this time to keep customers coming in.

Future outlook
In 2012, Dunkin' Brands opened 291 new restaurants for a net growth rate of 4%. It is focused on continuing its expansion across the U.S. and intends to eventually double its U.S. footprint. That factor, along with increased sales from existing restaurants, will well position this stock to see above-average returns in the future.
Dunkin' Brands has only been public for a short period but gave investors returns of more than 35% for 2012. It has already increased its dividend from $0.15 per quarter to $0.19. Investors can expect this trend to continue as Dunkin' Brands increases its footprint in the U.S. and sees increased sales growth.

With Dunkin' Brands' new focus on driving franchise profitability, it announced 78 net new stores in the U.S. in the first quarter. This was the best the company has ever seen for this time period. With franchise sales and new store openings on the rise, Dunkin' Brands will continue to provide strong returns for shareholders.

It is nearly impossible to hold a discussion on coffee without mentioning this $49 billion market cap company. Starbucks (NASDAQ: SBUX) is a roaster and retailer of coffee with operations in over 60 countries. The company roasts and sells specialty coffee drinks as well as pastries and baked goods at retail locations.

Last year marked Starbucks' best year in its history with $13.3 billion in revenue. It ended the year with 12,903 stores including both company-operated and licensed stores. A total of 398 net new stores were opened in 2012. This represents a strong commitment for organic growth.
Starbucks reported that 75% of its revenue came from beverage sales and only 4% came from packaged coffee sales. That represents an area of opportunity for growth in the future.

Setting the stage for international brand loyalty
One of  the reasons Starbucks had favorable results in 2012 was from a 7% increase in global sales. Starbucks' focus on developing a presence globally will enable it to begin developing brand awareness and loyalty as it has in the U.S. Starbucks currently has a total of around 12,903 stores with 2,628 located in the China/Asia Pacific region.

One of the highlights for 2012 was 130 new stores opened in China. This strategy will enable investors to see around the same returns the stock has already given over the past 10 years at 18.7% with its new presence and focus in high- population areas throughout Asia. The current yield on its dividend is 1.2% on $0.21 per quarter; this is up from $0.10 in 2010. Investors can also anticipate dividend increases in the future, which will help with shareholder returns.

Best globally positioned company
An investment in either three of these stocks will give investors a cut in increasing global coffee consumption. Starbucks and Dunkin' Brands offer income and dividend investors more than a 1% head start each year with signs of more increases to come. Green Mountain has been the most volatile over the past few years.

If I had to pick just one I would throw my money at Starbucks because of its ability to build brand loyalty and its current strategy in Asia with a high concentration of new store openings. As Starbucks builds its brand in Asia, the stock will benefit greatly from this new revenue stream.

Wednesday, June 26, 2013

Invest in Emerging Markets Without Leaving the U.S.

Between 2006 and 2012, the U.S. projected GDP growth was 1.1%, according to The Conference Board. Emerging and developing economies growth came in at 6.5%, with the world average at 3.5%. While the U.S. has been a leader in the past for economic development, U.S. investors should not ignore the fact that other markets will experience greater growth going forward. One way investors can invest in emerging and developing markets without the difficulty of having to research foreign stocks is by buying U.S. stocks with a strong international presence.

Wednesday, May 8, 2013

Best Online Trading Platforms for Penny Stocks

Perhaps you are new to the stock market game or you may be a seasoned veteran in how trading works. Penny stocks can be a great investment and a fast way to boost your money which has made them popular, especially in uncertain times. However, with the upswing in the economy and the stock market at an all-time high, now is the time to get back into the trading game.

Sunday, March 17, 2013

Invest In Fertilizer Stocks for Huge Returns

With the world population growing and emerging markets' demand for meat increasing; the demand for crops has never been higher. With this increased demand the nutrients in soil year after year are soaked up and depleted by the crops planted and harvested. This leaves farmers with no choice but to buy fertilizers to replenish their soil which is why these three fertilizer stocks will continue to out-perform the market.

Thursday, March 14, 2013

GIS, HSY and CPB Three Stocks for The Pessimistic Investor

On October 11, 2007 the S&P 500 hit a record high of 1,576 by the time March 9, 2009 came along the S&P 500 slid all the way to 666. That represents a decline of 57.74%. The stock market crash was caused by many different variables but the main factor was the financial crisis. As the S&P 500 approaches its record level again investors need to begin protecting their returns. Although a financial crisis of the same altitude is unlikely to occur in the near future due to the increased regulation and risk aversion from the same financial corporations. One should still consider positioning their portfolio in a defensive manner to hedge against likely sell-offs.

Wednesday, March 6, 2013

JPM, BAC, WFC To Greatly Benefit from Future Prime Rates

With the prime rate currently at 3.25% many bank holding companies profits have been stretched due to low interest rate margins. On average the largest portion of revenue for banks comes from interest revenue. Because of our current low prime rate for an extended period of time many of the U.S. largest banks are lending less money measured by their deposits. Because banks are lending less money the economy is growing at a very slow rate. For the fourth quarter of 2012 the US economy grew at 0.1%

Sunday, March 3, 2013

Three Large Natural Gas Stocks (NYSE: XOM) (NYSE: CHK) (NYSE: APC)

In the past five years the area I live in has experienced a gold rush that many residents have never experienced in their life time. The majority of Pennsylvanians had no idea the land they owned was stockpiled with Marcellus shale and natural gas. The price of land began to skyrocket as individuals began leasing their properties to natural gas exploration companies. I unfortunately was not able to partake in this sudden fortune but would like to provide one with an option to take advantage of the natural gas boom in the U.S.

Monday, February 18, 2013

All in One; Real Estate and Health Care Investment

Investment rationale
There are two types of investments that can be very difficult for the average investor to take advantage of. One is health care stocks and the other is real estate. I am proposing a very simple way one can kill two birds with one stone and if history repeats itself you could see very substantial above average returns.

Wednesday, February 13, 2013

Credit Card Stock with Greatest Potential

With the popularity of using credit cards and debit cards instead of cash and checks; payment processing companies like Visa, MasterCard and Discover are seeing more revenue from their payment solutions then ever before. As the US and world economies are still recovering from the economic crisis that began in 2008, now is a great time to invest in one of these three stocks that will see both domestic growth from increasing consumer spending and international growth as countries become more developed and begin moving away from paper currency.